| Health Savings Accounts with qualified medical coverage. Its really very simple to understand and quite affordable. Health Coverage : Approved insurance company offers a qualified medical high deductible health plan. For individuals the deductibles are $1000, $1700, or 2600. 30 year male the rates would be..... Deductible $2,600 $75.37 Deductible $1,700 $92.68 Deductible $1,000 $122.22 For your premium Email me your DOB, M/F, Zip code, smoker or non-smoker schesnut@comcast.net Yes these are monthly rates. After the deductible is met the insurance company pays 100%.
For family coverage the deductibles are $5150,$3450 or $2000. THIS IS A COMBINED FAMILY DEDUCTIBLE. Once the deductible is met it is met for the entire family. Age 34 male 33 female and two children Deductible $5150 $254.27 Deductible $3450 $306.22 Deductible $2000 $437.60 For family premium click on the Get Instant Health Quote Button Savings part of the HSA : You can deposit up to 1/12 of your deductible amount MONTHLY into an interest bearing account. Currently the interest is 4% From this account you can pay all health, dental, vision, rx, or any bills related to health care. ALL yes ALL money put into the HSA savings account is 100% Tax Deductible. It come directly off of your gross income. This means you are paying all of your medical bills with pre-tax dollars. AND you never….Loose the money that is in the savings account. If you DO NOT USE it IS STILL YOURS. Question about the savings plan What is the catch? This plan is designed for individuals and families who do not have pre-existing conditions. Group insurance is designed to accept everybody no matter what. The rates reflect that in the high monthly charges. HSA are designed for those who are not currently under medical treatment and would qualify for individual. Question about pre-existing contact schesnut@comcast.net Families that were paying $1200 a month with a $1000 deductible and 80/20 of cost after deductible are now paying $254.27 per month. For the ENTIRE FAMILY. That is a savings of $11,348.76 per YEAR!! Total coverage and saving $11,348.76 Every individual or family that does not need group coverage should have this type of coverage. HSA Health Savings Accounts Giving you Control. schesnut@comcast.net |
